If you are unsure of what you have, why you need it, or simply need a place to start or a second opinion, call K-F Financial! I will take all the time necessary to make sure your questions are answered with regards to your money.


Meetings are always at NO CHARGE.

Securities and advisory services offered through Packerland Brokerage Services, Inc., an unaffiliated entity.
Member FINRA SIPC

​FINRA BROKER CHECK

Todd Kockelman
President and Owner


With over 20 years of financial planning experience,

I have taken numerous classes with the 

American College earning the Retirement Income

Certified Professional® (RICP) designation. I have a

Bachelor's degree in Finance from St. Cloud State

University and am FINRA registered in

Series 6, 7, 63, and 65.  


One of my strengths is understanding where my clients are in life and helping them achieve their future goals. I am honored to have received awards for my ability to grow client investments, protect assets from volatility and ensure clients do not outlive their assets.


I believe in the importance of community and am actively involved in the Stillwater area. I serve as an on-call firefighter with the Stillwater Fire Department and as Vice President of the Stillwater Area Fire Department Relief Association. I am a Charter member and Vice President of the Stillwater Area Kiwanis Club and serve as an Ambassador for the Greater Stillwater Chamber of Commerce. I am also a volunteer and patron of Ballet Minnesota.


I was born in International Falls and love everything about the outdoors - hunting, fishing, golfing, biking, camping and more. My family and I live in West Lakeland Township.

About 

  • Do you have mutual funds, annuities, ira's, or company retirement plans?

  • do you know what they are costing you and why you are using them?

  • Have they ever been explained to you in a way that you can understand?

Relevant Reading

What really matters 

Would you like a worry free future?


Wouldn't we all? Finally, you can have the future you want without the worry of what tomorrow is going to hold for you financially. K-F Financial is dedicated to helping you achieve all of your future hopes and dreams with ease and comfort.